Types of Business Insurance

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No two businesses are the same so let us help you with this! Below are some common policy types and their definitions. 

• Business Owner’s Policy: BOP (not the 1950s dance craze) is a package policy geared towards small to medium sized businesses that combines liability, business interruption, and commercial property coverage.
• General Liability: protects against liability claims for bodily injury and property damage arising on premises from operations, personal injury, and other potential losses that can arise.
• Commercial Property: protects your business’ tangible assets from the odds of a fire, explosions, burst pipes, storms, theft, and vandalism.
• Commercial Auto: protects your business assets, drivers, vehicles, and the business.
• Inland Marine: offers protection for property in transit, in your care, equipment that moves from worksite to worksite, etc.
• Worker’s Compensation: provides insurance to employees who are injured on the job.
• Professional Liability Insurance: Also known as Errors and Omissions Insurance, this policy protects against failure to or improperly rendering professional services.
• Cyber Insurance: covers expenses and responsibilities arising from cyberattacks or computer incidents.
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Overwhelmed? Reach out by phone, email, or enter your contact information below.  Let our professionals help you get the protection you truly need.