Commerical Property Insurance

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A Commercial Property policy protects your business’s assets from storms, fire, theft, vandalism, etc. Most policies do not include coverage for earthquakes and floods, but those coverages can be added. Typical items insured are:

• Your building
• Workplace equipment
• Stock
• Outdoor objects (signage)

• Does your business own or rent a workspace?
• Does your business have valuable assets like computers, machinery, or specialized equipment?
• Does your business rely on a certain property or location?
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If you answered yes to any of the above, commercial property insurance is needed

When insuring commercial buildings, coinsurance refers to the percentage of value required to be insured.  For a policy with 80% coinsurance, the building must be insured for at least 80% of its total value. 

Not meeting your coinsurance clause can result in a penalty during a claim. 

We just need some basic information to get a quote started:

• Business name
• Full address
• Phone number and email
• Property address
• Business use
• Building construction
• Fire and theft protection